WHO WE ARE

The Link financing programs are designed and supported by Trio, the nation’s leading home financing innovator for over 20 years. Through Link, lenders now have a new homeownership tool providing access to home financing for those in the gap between renting and owning. Link offers both seller-provided home financing and convertible leases to consumers entering new careers, gig workers, business owners, those seeking US citizenship, those seeking Shariah compliant financing, and those simply having a difficult time qualifying for a traditional home mortgage.


LINK PRODUCTS

Link’s most popular home financing program provides long-term fixed payments over 40 years making homeownership more attainable and affordable for those seeking an alternative to a traditional mortgage.
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Credit Score of
580+
Credit Score of 580+
No Down Payment
Required
No Down Payment Required
40 year amortizing
seller financing
agreement with
fixed payments and
competitive interest rates
40 year amortizing seller financing
agreement with fixed payments
and competitive interest rates

Link’s most popular home financing program provides long-term fixed payments over 40 years making homeownership more attainable and affordable for those seeking an alternative to a traditional mortgage.
LEARN MORE

The industry-leading lease-to-own program that eliminates escalating purchase option prices and instead reduces the payoff price with each monthly payment. Each Link Convertible Lease includes permanent financing ensuring a path to homeownership.
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Credit Score of
580+
Credit Score of 580+
Down payment equal
to an FHA mortgage
at just 3.5% of the
home price
Down payment equal to an
FHA mortgage at just 3.5%
of the home price
5 year lease terms that
convert at the
customer’s option into
permanent financing
5 year lease terms that convert
at the customer’s option into
permanent financing

The industry-leading lease-to-own program that eliminates escalating purchase option prices and instead reduces the payoff price with each monthly payment. Each Link Convertible Lease includes permanent financing ensuring a path to homeownership.
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The Link Buyout Agreement is a 40-year home financing agreement providing equitable ownership and a seller-financed buyout program that is compliant with international Shariah standards.
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Credit Score of
600+
Credit Score of 600+
A minimum of 10%
of the home price is
required as a down
payment
A minimum of 10% of the
home price is required as a
down payment
A Shariah compliant
home purchase product
with affordable payments
over 40 years
A Shariah compliant home
purchase product with affordable
payments over 40 years

The Link Buyout Agreement is a 40-year home financing agreement providing equitable ownership and a seller-financed buyout program that is compliant with international Shariah standards.
LEARN MORE

CONTACT A LINK HOME LOAN LENDER

Link financing programs are only available through participating Trio-approved lenders and featured new construction home builders. Special pricing is also available on select move-in ready homes offered by Trio. Apply today and one of our participating lenders will contact you or if you have questions, contact a participating lender and let them know you want Link for your housing future.

FEATURED LENDERS

Link financing programs are available through licensed mortgage lenders providing a path for prospective borrowers to achieve the American dream of owning a home. Link your future to today! Contact your mortgage professional and ask about a Link loan or if you are ready, apply now.

IN PARTNERSHIP

The Interagency Home Finance Cooperative, Trio, Money Management International, and participating mortgage lenders, all have one combined goal-to increase affordable and sustainable homeownership opportunities. To accomplish this goal, they have partnered together to extend credit and create solutions for potential homeowners who typically find themselves in the gap between renting and homeownership.

APPLY

If you are looking for a Link Loan with zero down payment required, view a list of available inventory homes here.


Applications are completed in Trio’s secure application system. After selecting a TrioReady home, click the link below, you will be redirected to the application on thinktrio.com.


If one of these homes won't work for you and you are prepared with down payment funds, apply for Link Loan or Convertible Lease through a participating mortgage lender here.

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